Privacy Notice for Clare Bank

Facts

What does Clare Bank, N.A. do with your personal information?

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?They types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Card or Other Debt
When you are no longer our customer, we continue to share your information as described in this notice.
How?All Financial companies need to share customers' personal information to run everyday business. In the section below, we list the reasons financial companies can share their sutomers' personal information; the reasons Clare Bank, N.A chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Clare Bank, N.A. share?Can you limit this sharing
For our Everyday business purposes -
such as to process your tansactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For out marketing purposes -
to offer our products and services to you
NoWe don't share
For joint marketing with other financial companies NoWe don't share
For our affiliates' everyday business purposes -
information about your tansactions and experiences
NoWe don't share
For our affiliates' everyday business purposes -
information about oyur credit worthiness
NoWe don't share
For nonaffiliates to market to youNoWe don't share

Who we are

Who is providing this notice?Clare Bank, N.A

What we do

How does Clare Bank, N.A protect my personal informaiton?To protect your prsonal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Clare Bank, N.A collect my personal information?We collect your personal ionformation, for example, when you
  • Open an account or Show Your Drivers License
  • Apply for a Loan or Give Us Your Employment History
  • Give Us Your Income Information
We also collect information from others, such as credit bureaus, affliates, or other companies.
Why can't i limit all sharing?Fereral law fives you the right to limit only
  • sharing for affilates' everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Clare Bank, N.A does not share with our affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Clare Bank, N.A does not share with non-affiliates so they can market to you
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Clare Bank, N.A. doesn't jointly market
Questions? Call 608-348-2727 or go to www.clarebank.com